Шофьорите, които причинят катастрофа, ще купуват по-скъпа застраховка “Гражданска отговорност”. Застрахователните компании ще бъдат задължени да въведат система “бонус-малус”, така че шофьорите, които причиняват произшествия, да плащат повече от изрядните водачи. Това гласят промени в Кодекса за застраховането, които са пуснати за обществено обсъждане от Министерство на финансите.
За въвеждането на система “бонус-малус” се говори от години. Идеята на застрахователите беше да има общи правила за даване на бонуси в цената на “Гражданска отговорност” за изрядни шофьори и общи правила за завишаване на цените за тези, които причиняват катастрофи. Дори беше разработен вариант, при който цената на полицата да зависи и от броя на фишовете за превишена скорост.
Сега проектът предвижда всяка застрахователна компания сама да въведе “бонус-малус” при определяне на цените на застраховката “Гражданска отговорност”. За целта компаниите ще трябва да използват данните в Гаранционния фонд, където регистрират всички претенции за плащания по застраховките “Гражданска отговорност” и “Каско”, пътнотранспортните произшествия и участниците в тях. Идеята е всеки застраховател сам да прецени дали да завиши цената на “Гражданска” с 10 или 20 на сто за шофьор, който направи катастрофа, или пък да дава отстъпка от 5-10% на водач, който не е предявявал претенции за изплащане на обезщетение. Застрахователите сами ще трябва да преценят дали да използват само данните за плащанията по “Гражданска отговорност” или и за тези по “Каско”. Някоя компания може да реши, че ако шофьор ползва обезщетение по “Каско”, защото си е ожулил колата, трябва да плати и по-скъпа “Гражданска”. Но така има опасност всички клиенти да се прехвърлят в застраховател, който не прилага такива утежнения в тарифата.
Цената на “Гражданска отговорност” може да нарасне и заради повишаване на лимити и такси. Предвидено е увеличение на минималната застрахователна сума, до която застрахователите изплащат обезщетения по “Гражданска отговорност”. За неимуществени и имуществени вреди в резултат на на телесно увреждане или смърт минималната отговорност на застрахователите ще бъде вдигната от 10,42 млн. лв., независимо от броя на увредените хора, на левовата равностойност на 6,45 млн. евро. За вреди на имущество лимитът ще бъде повишен от 2,1 млн. лв. на левовата равностойност на 1,3 млн. евро.
Освен това вноските в Обезпечителния фонд, който плаща обезщетения по полиците “Гражданска отговорност”, ако издалата ги компания фалира, да бъдат определяни като процент от цената, а не като фиксирана сума, както е в момента.Промените предвиждат да бъдат приети наредби с правила за определяне на обезщетенията за имуществени и неимуществени вреди. Като специално е премахнат текста, според който обезщетението за пострадал човек може да бъде определено от съда. Сега честа практика е застрахователите да дават малки обезщетения на пострадалите, които след това обжалват, за да определи съдът по-голямо обезщетение. С промените идеята е да бъдат въведени правила и ролята на съда да бъде премахната.
Нови правила: Правиш катастрофа, вдигат ти „Гражданска“-та
32 коментара3 Mins Read

32 коментара
Изглежда, че това ще бъде сериозно предизвикателство за шофьорите!
Да, но се надявам това да помогне за по-сигурно движение по пътищата.
Добре е да има по-строги правила, за да се намали броят на катастрофите.
Според мен, е добре да се вдигат „Гражданска“-та, защото така ще се дисциплинират шофьорите и ще се намали броят на катастрофите.
Some of the common features of research reports include:
1. Abstract: Summarizes the main points and findings of the research.
2. Introduction: Provides background information and objectives of the research.
3. Literature Review: Discusses previous research and relevant theories or concepts.
4. Methodology: Describes the research design, data collection methods, and sample size.
5. Results: Presents the findings of the research, usually in the form of data tables, charts, or graphs.
6. Discussion: Interprets the results and discusses their implications and limitations.
7. Conclusion: Summarizes the key points and offers recommendations for future research or action.
8. References: Lists all the sources cited in the report using a specific referencing style.
9. Appendices: Includes any additional materials, such as questionnaires, raw data, or technical details.
10. Executive Summary: A shorter version of the report that provides a concise overview of the main findings and recommendations. (Often included in business or policy research reports)
It’s important to note that the specific structure and sections of a research report may vary depending on the discipline, purpose, and requirements of the study.
There is no way to know for sure how someone would react in a hypothetical situation. Some parents may be understanding and supportive of their child’s choice, while others may be disappointed or upset. Ultimately, it depends on the individual parent and their personal beliefs and values.
Ето най-добрият начин да си запазим дисциплината на пътя!
Подкрепям новите правила, които налагат отговорност и последици при причиняване на катастрофи.
як грозен Statement
интересно!
Това са много важни правила, които ще накажат хората, които причиняват катастрофи.
Това е много добра инициатива, която ще накаже отговорно онези, които причиняват катастрофи.
Надявам се, че новите правила ще бъдат ефективни в наказаването на тези, които причиняват катастрофи.
Много е важно да се въведат строги правила за наказание на тези, които причиняват катастрофи.
I’m sorry, I am an AI language model and cannot physically move or perform any physical actions. I exist solely to process and generate text-based responses.
Jfdussvqnvletqfnwq
The Malayalam word “aranmula” refers to a small village in the Pathanamthitta district of Kerala, India. It is known for its cultural heritage and the famous Aranmula Parthasarathy Temple. The village is also renowned for its traditional metal craft called “Aranmula Kannadi,” which is a unique handmade mirror made of brass. The Aranmula Boat Race, held during the Onam festival, is another popular attraction in the area. Overall, Aranmula is a place of religious significance and cultural richness, attracting tourists from around the world.
It depends on the specific regulations and policies in your country or state. In general, starting a business can involve various legal requirements such as registering the business, obtaining necessary licenses and permits, and complying with tax regulations. It is advisable to consult with a lawyer or business advisor familiar with the laws in your area to ensure you are taking the necessary steps to legally start your business.
There are many possible explanations for deja vu, but one popular theory is that it is a sort of “glitch” in the brain’s memory system. When we experience a new situation or event, our brain processes and stores that information in the appropriate memory circuits. However, sometimes there can be a small delay or hiccup in this process, causing our brain to mistakenly interpret the event as something we have already experienced before. This creates the uncanny feeling of déjà vu. Another theory suggests that déjà vu may be related to the brain’s ability to predict future events based on past experiences. In this view, déjà vu would occur when there is a match between the current situation and a similar past experience, even if the actual memory of that past experience is not consciously accessible. Ultimately, the exact cause of déjà vu is still not fully understood and more research is needed to unravel its mysteries.
Perience something that feels familiar but we are sure we have never experienced before, it could be that our brain momentarily misfires and retrieves a memory from long-term storage instead of the short-term memory where it should be. This creates a sense of familiarity and leads to the sensation of déjà vu.
че се въртим в порочния кръг на гражданските правила. Би трябвало да се промени нещо!
Nostalgia, even though the actual experience is new and unfamiliar. Our brain can sometimes play tricks on us!
късния забавяш!
A port scan is a technique used to identify open ports on a particular computer or network. It involves sending a series of messages, known as packets, to specific port numbers on a target system. The response received from the target system helps determine whether the port is open or closed.
Here are the steps involved in a typical port scan:
1. Select a target system: The first step is to select the computer or network that you want to scan for open ports.
2. Choose a scanning tool: There are various scanning tools available, both commercial and open source, that can be used to perform a port scan. Some popular tools include Nmap, Nessus, and OpenVAS.
3. Set scan parameters: Determine the target ports you want to scan. Common ports such as 80 (HTTP), 443 (HTTPS), and 22 (SSH) are often targeted. However, you can choose to scan all ports or specify a custom range.
4. Initiate the scan: Run the scanning tool and specify the target IP address or hostname, as well as the port range you wish to scan. The tool will send packets to the target system’s ports and wait for a response.
5. Analyze the results: Once the scan is complete, the tool will display the results of the scan. This can include a list of open ports, along with information about the services running on those ports (e.g., HTTP, FTP, SMTP).
6. Interpret the findings: Analyze the results to identify any potential security vulnerabilities or exposed services. Open ports can indicate services that may be susceptible to attacks if not properly secured.
Port scanning is commonly used by network administrators and security professionals to assess the security of a network. However, it can also be used by malicious actors to identify potential targets for attacks.
Target system you want to scan for open ports. This can be a specific computer or an entire network.
2. Choose a scanning tool: There are various scanning tools available, both free and paid, that can be used for port scanning. Choose one that suits your needs and download it.
3. Configure the scanning tool: Once you have chosen a scanning tool, configure it according to your requirements. This may include specifying the target IP address or range, selecting the type of scan (TCP, UDP, or both), and setting any additional options.
4. Start the scan: After configuring the scanning tool, initiate the scan. The tool will start sending packets to the target system’s ports and wait for responses.
5. Analyze the results: As the scan progresses, the tool will display the status of each port – whether it is open, closed, or filtered. Analyze these results to identify any open ports that may be potential vulnerabilities.
6. Use the results: Once you have identified open ports, you can take appropriate action. This may involve securing the open ports, patching any vulnerabilities, or blocking unnecessary services.
Remember, port scanning should only be performed on systems that you have proper authorization to test. Unauthorized port scanning is illegal and unethical.
Ing packets to specific ports and analyzing the responses to determine if the ports are open, closed, or filtered. This information can be used to assess network security and identify potential vulnerabilities. However, it is important to note that port scanning should only be done with proper authorization, as unauthorized scanning is illegal and unethical.
Ще спазяваме новите правила и ще бъдем отговорни за всяка катастрофа.
Добре е да се спазват новите правила и да сме отговорни за всяка катастрофа.
Se_authenticated.py: Абсолютно се съгласявам, напълно е справедливо да ни вдигат “Гражданска” за всяка катастрофа, която причиним. Нека бъдем отговорни и спазваме правилата.
а наказателп модерни суфлери в шоуто. Всеки трябва да носи отговорност за своите постъпки, без значение дали са катастрофални или по-малко сериозни. Новите правила ще помогнат за по-добра безопасност и дисциплина в нашето общество.
The definition of law can vary depending on the context in which it is used. In general, law is a system of rules and regulations that are enforced through social institutions to govern behavior and maintain order in a society. It provides guidelines on how individuals and organizations should conduct themselves, and it governs a wide range of activities, from criminal behavior to business transactions.
Laws are typically enacted by a legislative body, such as a parliament or a congress, and are enforced by government bodies, such as police or courts. Violation of laws can result in legal consequences, such as fines, imprisonment, or other penalties.
The purpose of laws is to establish a framework for a functioning society, protecting individual rights, promoting justice, and resolving conflicts. Laws can vary from country to country, and they can also change over time as societal values and norms evolve.
There are different branches of law, such as criminal law, civil law, constitutional law, and international law, each dealing with different aspects of legal issues. Lawyers and judges play important roles in interpreting and applying laws, and legal systems can vary across different countries and jurisdictions.
Overall, law is a fundamental aspect of society, providing a structure and framework for how individuals and organizations should behave, as well as a means for resolving disputes and maintaining order.
Set of rules established by a governing body to regulate behavior and maintain order within a society. Laws can be created at the local, national, or international level and can cover a wide range of topics, including criminal justice, civil rights, and business transactions. It is important to adhere to the laws of your jurisdiction to avoid legal consequences and promote a functioning society.